CheXshield Check Verification
Protect your business with real-time check verification that reduces returned checks and supports safer payment acceptance.
CheXshield helps you validate payment information quickly, giving you greater confidence when processing eChecks while minimizing risk.
Inspector
Verification Engine
Check Submitted
Acme Corp · $4,250.00
Routing 021000089 · Acct ****4521
98/100
Trust Score
Validation Signals
Routing & account format
No returns history
Offender database
Identity match
Safe to process
Live
Risk Dashboard
Today's Screened
3,842
checks evaluated
Approved
3,716
96.7%
Flagged for review
94
2.4%
Risk blocked
32
0.9%
Avg. screen time
< 800ms
Real-Time Verification for Smarter Payment Decisions
CheXshield is built to help businesses verify checks before submission by reviewing payment information against multiple data sources and validation signals.
With Virtual Check, businesses can reduce avoidable returns, improve transaction quality, and create a more secure payment workflow.
Check verification helps determine whether payment information is valid and whether a check shows signs of risk before funds are processed.
CheXshield Key Features
Real-Time Check Verification
Validate checks in seconds so your business can identify potential issues before submitting payments.
Multiple Data Sources
Cross-reference payment data against extensive records, returns analysis, and identity-related information.
Known Offender Screening
Review submitted information against databases designed to identify prior negative or suspicious activity.
Account and Routing Validation
Help confirm that account and routing details are formatted correctly and align with valid payment information.
Integrated Virtual Terminal Review
Checks entered through Virtual Check's Virtual Terminal can be screened immediately as part of the payment workflow.
Returns Reduction
Improve payment quality and reduce the operational burden caused by avoidable returned checks.
< 1s
Screen Time
99.6%
Accuracy
Multi
Source Data
Real-time
Signals
Why Businesses Choose CheXshield
Virtual Check presents CheXshield as a verification-first solution that helps businesses protect revenue, reduce payment loss, and process eChecks with more confidence.
Recommended
CheXshield
-
Verification Speed
Real-time check validation
-
Data Coverage
Multiple data sources and returns analysis
-
Fraud Screening
Flags known offenders and suspicious payment details
-
Workflow Efficiency
Integrated into eCheck processing operations
-
Loss Prevention
Built to reduce returned checks and payment losses
Alternative
Basic Manual Review
-
Verification Speed
Slower and more labor intensive
-
Data Coverage
Often limited to manual inspection
-
Fraud Screening
Higher risk of missed warning signs
-
Workflow Efficiency
Can require separate review steps
-
Loss Prevention
Less consistent risk control
Built to Reduce Returns and Protect Revenue
CheXshield supports businesses that want stronger control over check acceptance and fewer disruptions caused by invalid or high-risk payments.
Improve profitability, reduce avoidable losses, and help your team spend less time resolving bad checks.
Real-time validation
Validate check information in real-time.
Loss reduction
Reduce returned checks and payment-related losses.
Multi-source screening
Screen against multiple data sources and known-offender indicators.
Safer eCheck flows
Support safer eCheck acceptance through Virtual Check workflows.
Better decisioning
Improve payment operations with faster review and better decision-making.
How to Get Started with CheXshield
Follow these steps to add CheXshield verification to your payment workflow.
Apply for Approval
Share your business details and Virtual Check will recommend the right verification and payment setup.
Configure Your Workflow
Add CheXshield to your eCheck acceptance process for online, phone, or back-office payment entry.
Begin Screening Payments
Start validating submitted checks in real-time before they move further into your payment process.
Monitor Results
Review verification outcomes and payment quality trends to improve decision-making over time.