Your Expert in eCheck Processing
Secure, fast, and reliable payment solutions that empower businesses to accept electronic checks online, by phone, or mail — with industry-leading security and efficiency.
A subsidiary of Paygasus · Salt Lake City, Utah
About
Virtual Check
In Payments
25+
years of experience
Volume
$2B+
processed to date
Leadership
50+
combined years
Uptime
99.99%
platform reliability
Compliant with
Built for reliability at every step
Always On
24/7
Round-the-clock eCheck processing capabilities with real-time verification through CheXshield technology.
Verification
Fraud-Free
Advanced encryption and instant eCheck verification protect your business from fraudulent transactions and chargebacks.
Transparent
Lower Costs
Reduce payment processing fees significantly compared to credit cards, with transparent pricing starting at 2.50% + 40¢.
Built to make payments work
Virtual Check was founded with a clear objective: to provide businesses with secure, reliable eCheck processing solutions that reduce fraud and lower payment processing costs.
We partner with organizations ranging from early stage companies to large enterprises, including mid- to high-risk merchants who may not qualify for traditional ACH or card-based payment services. Our platform enables compliant, efficient payment acceptance via phone, mail, and online channels.
Based in Salt Lake City, Utah, Virtual Check operates as a subsidiary of Paygasus, combining decades of payment processing experience with modern technology to support businesses across a wide range of industries.
Core values
Security First
Advanced encryption and CheXshield verification ensure fraud-free, secure eCheck processing for every transaction.
Fast & Efficient
Real-time verification and rapid deposit capture streamline payment workflows and accelerate cash flow.
Cost-Effective
Lower transaction fees compared to credit cards, with transparent pricing and no hidden charges.
Leadership with 50+ Years
of Combined Experience
Our team brings deep expertise in payment processing, technology innovation, and business development to ensure your success.
DK
Dharmendra Kumar
CEO & Co-FounderSerial entrepreneur and technologist with deep expertise in building scalable, high-reliability platforms. Co-founded Ankyra Systems and contributed to large-scale banking digitization.
CF
Christopher Fleisch
Vice President & Co-FounderPayments and go-to-market leader specializing in enterprise partnerships, complex deployments, and scaling technology-driven businesses.
GM
Gayland Moffat
Emeritus ChairmanVeteran executive with decades of leadership across technology, transportation, and regulated industries, advising organizations, and navigating complex requirements.