Trusted eCheck infrastructure Live

eCheck Processing Solutions with Virtual Check

Accept secure eCheck payments online, by phone, and by mail with a platform built for speed, accuracy, and control.

Virtual Check helps businesses streamline payment workflows, reduce fraud, and improve the way they manage electronic check processing.

Bank-grade security Real-time verification PCI DSS compliant NACHA compliant
virtualcheck.com/dashboard
Total Volume 12.4%

$0.50

vs $221,432 last week

1D 7D 1M
MonTueWedThuFriSatSun

Approved

2,841

+8.2%

Avg Ticket

$87.60

+3.1%

Returns

0.42%

−1.8%

Live Transactions

Streaming
AC

Acme Corp

eCheck · 2 min

+$8,420.00

Approved
GL

Greenfield LLC

ACH · 14 min

+$1,945.32

Approved
PG

Pinewood Group

eCheck · just now

$3,210.00

Verifying

Trusted across industries

Property Mgmt Healthcare B2B Law Firms Hospitality Travel

Trust Profile

Virtual Check

Active

Years

25+

in payments

Volume

$2B+

processed

Approval

98.7%

success rate

Uptime

99.99%

reliability

PCI DSS Bank-Grade NACHA
About Virtual Check

Your Expert in eCheck Processing

Virtual Check provides secure and reliable eCheck payment processing for businesses of all sizes, including merchants that may need alternatives to traditional ACH or credit card services.

From startups to established enterprises, our platform supports efficient payment acceptance with tools designed to improve operations and customer payment experiences.

Why Virtual Check

Built for businesses that refuse to compromise

Our payment technology boosts profitability, simplifies fund management, and ensures secure, rapid transactions with lower return rates.

Secure Payment Acceptance

Accept eCheck payments through online, phone, and mail channels using workflows designed for convenience and reliability.

Online Phone Mail

Fraud Reduction

Real-time verification tools help identify invalid or risky payment information before it becomes a costly problem.

98.7%

approval
accuracy

Efficient Processing

Reduce manual work and simplify operations with features that support faster, more organized payment handling.

Flexible Merchant Support

Virtual Check is designed to support a wide range of industries and merchant profiles with payment solutions that can adapt to different business needs.

+12

industries served

$2B+

Processed

99.99%

Uptime

25+

Years

24/7

Support

Platform tooling

Advanced eCheck Processing Tools

Check Verification

Screen transactions in real-time to help reduce returns and improve the quality of submitted payments.

Remote Deposit Capture

Scan and send checks conveniently from supported devices to simplify deposit workflows.

Hosted Payment Pages

Accept online payments through customizable hosted payment pages built for secure customer use.

Recurring Payments

Create personalized payment schedules for subscriptions, installment plans, and ongoing billing needs.

Batch Processing

Handle high volumes of eCheck transactions more efficiently with batch upload capabilities.

Virtual Terminal

Enter transactions manually and manage payment activity from a centralized processing interface.

Industries

Who We Serve

Virtual Check supports small businesses, growing companies, and enterprise organizations that need dependable eCheck processing. Our platform is especially useful for merchants looking for secure bank-payment solutions, improved fraud controls, and alternatives to higher-cost payment channels.

Property Management

Streamlined payment solutions for property managers

Healthcare

HIPAA-compliant processing for medical practices

B2B Services

Enterprise-grade payment infrastructure

Restaurants

Fast and reliable payment processing for dining

Hotels & Hospitality

Integrated booking and payment systems

Law Firms

Secure client billing and trust account management

Telemedicine

Remote healthcare payment solutions

Travel & Tourism

Multi-currency payment processing

Get started in days

Apply Now

Built on secure bank networks with full compliance at every step.

Apply Online

Complete our simple online application in minutes.

Quick Review

Our team reviews and matches you with the right solution.

Get Approved

Receive approval within 24 hours, often same-day.

Start Processing

Begin accepting payments and grow your business.

FAQs

eCheck Processing

Ready when you are

Start accepting eCheck payments today.

Talk to our team about a payment workflow built for your business — secure, scalable, and ready to deploy.