Optimize Payment Processing with Virtual Check

Accept eChecks with ease, security, and precision.

  • Reduce fraud with instant check verification

  • Seamless integration into current operations

  • Reporting features and online payment pages

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Virtual check transaction on a handheld device
About Us

Your Solution for Secure and Convenient Payments

Virtual Check is a premier electronic check payment solution provider. Our comprehensive toolkit helps businesses accept eChecks securely, efficiently, and cost effectively from clients via phone, mail, and online.

Every merchant deserves reliable payment processing—no matter their processing history, size, or type of business. We specialize in fraud-free payment processing for mid to high-risk merchants not qualified for standard ACH or credit card processing services. Our user-friendly platform supports the entire payment lifecycle.

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Why Choose Us

Harness the Power of Virtual Check

Our industry leading technology increases profitability, manages funds, decreases workload, and allows for speedy transactions between merchants and customers with lower return rates. No matter the size or type of your business, we guarantee safety and accuracy to help your business thrive.

Advanced Features
Check Verification

Ensure the authenticity of payments with our CheXshield technology.

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Remote Deposit Capture

Receive funds faster by scanning checks directly into your bank account.

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Virtual Terminal

Streamline processing with a customized Virtual Terminal.

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Batch File Specification

Upload large batch files and efficiently process large volumes of payments.

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Select Your Pricing Plan

Simple and transparent—our cost effective payment options are tailored for your business needs.
Call us at 1.800.838.8651 to determine which plan is right for you.



  • Set-up $25
  • Monthly $7.99
  • Verification 55¢
  • Dedicated Customer Support
4.50% + 55¢

Select Plan

Best Value


  • Set-up $249
  • Monthly $59.99
  • Verification 40¢
  • Dedicated Support
2.50% + 40¢

Select Plan

Virtual check on digital device screen
Key Benefits

Flexible, Powerful, Risk-Reducing Tools

Virtual Check’s vast processing capabilities and state-of-the-art features help businesses prosper.

  • Collect payments quickly and securely.

  • Enhance customer service via honest payment processing.

  • Provide a smooth payment experience.

  • Eliminate chargebacks by directly working with your client.

  • Expedite transactions with Remote Deposit Capture.

  • Improve security with instant check verification.

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Frequently Asked Questions

Virtual Check is a secure and convenient way to accept payments, pay bills, and transfer money online. With Virtual Check, you can send and receive eChecks directly through your bank account to and from any customer in the United States.

To use Virtual Check, create an account online and link your bank account. Once your account is linked, you can create, send, and receive eChecks online to and from any customer in the United States. Virtual Check will process and send checks to and from the verified bank accounts.

If you have a question or problem with your Virtual Check, please contact Virtual Check customer support via phone: 1.800.838.8651 or email: info@payzang.com.

There are many benefits to using Virtual Check, including:
  • Convenience
  • Speed
  • Security
  • Cost Effectiveness

Yes, Virtual Check is a safe and secure way to accept payments, pay bills, and send money online. Virtual Check uses the latest security technologies to protect your financial information.

To create and send a Virtual Check, log in to your account and follow these steps:
  1. Enter payee's name and bank account information.
  2. Enter amount of the check.
  3. Select the date you want the check to be processed.
  4. Review the check and click "Send".

You can track status of your Virtual Check by logging into your account and selecting the "My Checks" tab. You will see a list of all checks along with their status.

Industries & Markets We Serve

Dependable, accessible, and safe, Virtual Check cares about your success. Our innovative technology simplifies eCheck processing to save you time and money. From healthcare and retail to nonprofits and collections agencies, clients maintain positive results with our expert payment solutions. Are you considered high risk and require ACH and credit card processing services? We are here for you. Contact customer support to find out how Virtual Check can help.

Is Virtual Check beneficial for your business?

For a free consultation

Contact Us