Construction Payment Processing
Simplify construction payment workflows with secure eCheck processing built for efficiency, reliability, and better day-to-day control.
Virtual Check helps construction businesses accept payments online, over the phone, and by mail while reducing payment friction and improving collections.
Project · #PRJ-2814
Maple Street Remodel · Hayes & Co.
Contract progress
$58,400 / $84,000
Draws paid
3 of 4
Subs paid
12
Holdback
10%
Draw schedule
Draw 2 · Framing complete
eCheck · Mar 28
$22,400
ClearedDraw 3 · Mechanical & rough-in
eCheck · Apr 12
$18,600
ClearedDraw 4 · Final & punch list
Scheduled · May 18
$25,600
ScheduledMilestone draws
eCheck-funded
Returns reduced
CheXshield
Payment Solutions Built for Construction Businesses
Construction businesses often need dependable payment tools that support remote collections, invoice-based workflows, and efficient internal payment management.
Virtual Check provides secure electronic payment processing, verification tools, and reporting features that can help contractors and construction-related businesses manage payments with greater confidence.
Construction payment solutions help businesses collect and manage customer payments in a more organized, secure, and scalable way.
Use Virtual Check to reduce manual payment handling, improve transaction quality, and create a smoother payment experience for customers and staff.
Construction Payment Solution Key Features
Secure eCheck Processing
Accept electronic check payments through workflows designed to support reliable and efficient processing.
Online, Phone, and Mail Payment Acceptance
Give customers flexible ways to submit payments through online, phone-based, and mail-based channels.
CheXshield Verification
Use real-time check verification technology to help reduce returned checks and improve payment quality.
Hosted Online Payment Pages
Accept remote payments through a customizable hosted payment page that supports convenient digital collections.
Recurring Payment Options
Set up recurring billing workflows for service agreements, project phases, scheduled invoices, and ongoing customer payment arrangements.
Virtual Terminal Access
Manage payment activity, reporting, and staff-assisted transactions from one centralized interface.
Batch Processing Support
Handle higher transaction volumes more efficiently with batch-friendly workflows when needed.
Reporting and Payment Tracking
Track payment activity and maintain better visibility into receivables and construction payment operations.
Why Construction Businesses Choose Virtual Check
Construction businesses often need payment solutions that improve efficiency, reduce avoidable payment issues, and support better visibility into collections and payment activity.
Recommended
Virtual Check for Construction
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Payment Channels
Online, phone, and mail-based eCheck acceptance
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Verification
CheXshield helps validate payments and reduce returns
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Operational Visibility
Reporting and payment tracking from one platform
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Customer Convenience
Supports remote and staff-assisted payment workflows
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Scalability
Supports recurring billing and batch-friendly processing
Alternative
Manual Payment Workflows
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Payment Channels
Often more limited and less flexible
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Verification
Often depends on more manual review
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Operational Visibility
May require more manual reconciliation
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Customer Convenience
Can involve more friction for customers
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Scalability
Can become inefficient as volume grows
Built for Better Construction Payment Workflows
Virtual Check helps construction businesses reduce administrative effort while improving control over payment acceptance, verification, and collections. Improve payment efficiency, reduce returned transactions, and create a more convenient payment process for customers and staff.
Milestone draws, project invoicing, and recurring service-agreement billing — handled with verification, reporting, and centralized visibility.
Multi-channel acceptance
Accept construction payments online, over the phone, and by mail.
Verification-first
Reduce payment issues with verification-focused workflows.
Unified reporting
Track payment activity and reporting more easily.
Recurring billing
Support recurring billing and scheduled customer payments.
Operational control
Manage payment workflows with greater consistency and control.
How to Get Started with Construction Payment Solutions
Apply for Approval
Share your business and payment details so Virtual Check can recommend the right setup for your construction operation.
Define Your Payment Workflow
Align your setup with how your business invoices clients, manages project phases, and handles ongoing billing.
Launch Your Payment Tools
Start accepting construction payments through the channels and features that best match your operation.
Monitor and Optimize
Review payment activity and workflow performance to improve efficiency and consistency over time.