Guides and comparisons on eCheck, ACH, and check verification, written for operators deciding how to get paid.
8 posts · newest first
Pending, available, and final are three different things. What the two banks, the hold rules, and the return clock do to an eCheck deposit, and when it is safe to ship.
12 min read
ReadWhat to compare, what to ignore, and the questions that separate a service worth paying for from one that repeats a free lookup back to you.
9 min read
ReadMost returns are one of three things, and two of them are fixable before the payment ever goes in. What to do with a flag, how to read a pattern, and when to stop retrying.
9 min read
ReadRouting lookups, the Treasury system, bank phone calls, and the apps that claim instant answers. What each one actually confirms, and the line they all stop at.
9 min read
ReadAn electronic check moves money from a customer's bank account to yours. Here is what happens between authorization and settlement, and what sets the timing.
10 min read
ReadReturn thresholds, liability, and where each bank debit rail is allowed. A plain comparison for businesses deciding between remotely created checks and ACH debits.
12 min read
ReadFive routes a peptide seller can actually use, compared on how long approval survives, what each costs, what it does to checkout, and what happens when it ends.
9 min read
ReadPeptide companies lose card accounts to sudden reviews, held deposits, and termination. How bank debit acceptance works, what underwriting asks for, and where a MATCH listing stops.
10 min read
ReadA short call covers what you sell, how you sell it, and any prior processing history, and ends with a straight answer.