How Virtual Check Works for You

When ACH and other merchant accounts are not an option, Virtual Check provides a system that is designed to give you the versatility you need, while protecting you with things like pre-deposit check and address verification, return monitoring and multiple data sources. In fact, CheXshield, our check verification system, utilizes literally millions of records on consumer check-writing behavior to catch potential concerns before they become serious problems.
All you need to do is enter your transactions into our Virtual Terminal, allow CheXshield to authenticate the transaction and watch valid, verified payments get deposited into your account. Enjoy a significant reduction in returns and chargebacks, and save yourself the hassle of handling physical paper checks. The result is saved time and money, and movement toward a system that is truly designed for the new economy.

Virtual Check Collections

Working in collections inherently means that you deal with consumers who are considered high risk. Invalid checks and delayed payments are simply part of the job, and you have a number of tools for handling these challenges. If you're looking for a program that will minimize your workload for cleaning up after bad checks, while also providing people with a variety of options for making their payments, Virtual Check’s electronic checking system could just be the answer you've been waiting for.
Virtual Check does not penalize you simply because you interact with people that are unreliable when it comes to bill paying – quite the opposite. We believe that our best efforts to provide you with effective tools will, in turn, make your business more successful, and help those that need to pay to do so in a timely manner.

Virtual Checks and the Collections Industry

Leave behind those ideas about high-risk business and questionable payment services. Virtual Check promises to treat you and your business with respect and provide you with the resources to receive check payments quickly and affordably.